Realize Your Dream of Home
Ownership

First Time Home Buyer Loans in Georgia 

Welcome to the official site of Harbor Mortgage Services.  We are a full service mortgage company based in Cumming, GA.  We specialize in First Time Home Buyer Programs in Cumming.  We also serve the surrounding cities such as Dawsonville, Sugar Hill, Buford, and Alpharetta.  Whether you are buying a home of refinancing in any of these zip codes 30040,30041, and 30028, we can help you realize your dream of home ownership or save money when getting your new lower monthly payment.  In terms of Purchase Loan programs, we offer the following:

FHA | FHA 203k | VA | HomePath | Jumbo | USDA | Renovation Loans

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203K | VA Streamline | VA Cash Out
Conventional | USDA Streamline | Jumbo

Contact Harbor Mortgage Services today to discuss your options, and find out which program will best suit your needs.

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Contact Us

410 Peachtree Pkwy. Suite 4245
Cumming, GA 30041
Phone: (470) 253-8288
belam@harbormortgageservices.com