First Time Home Buyer Loans in Georgia

Welcome to the official site of Harbor Mortgage Services. We are a full service mortgage company based in Cumming, GA. We specialize in First Time Home Buyer Programs in Cumming. We also serve the surrounding cities such as Dawsonville, Sugar Hill, Buford, and Alpharetta. Whether you are buying a home of refinancing in any of these zip codes 30040,30041, and 30028, we can help you realize your dream of home ownership or save money when getting your new lower monthly payment. In terms of Purchase Loan programs, we offer the following:

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

Contact Harbor Mortgage Services today to discuss your options, and find out which program will best suit your needs.

Recent Articles

Nov
20
2024

Why It Might Be Time to Trade Living with Your Parents for a Place of Your Own
Let’s face it—living with your parents has its perks. Free laundry, home-cooked meals, and (hopefully) no rent. But if you’re one of the many young adults still living at home, you might also be feeling a little stuck. And that’s okay—life is expensive...

Nov
13
2024

Mortgage Rates, Inflation, and a Buyer-Friendly Market: How to Navigate Your Next Home Purchase
Recent economic shifts have left many homebuyers asking: Is this really the right time to buy a home? In light of new inflation data, the answer isn’t black and white. But there’s good news—an increase in housing inventory and slower home price growth are tipping the...

Nov
06
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What the Fed’s Expected Rate Cut Means for You—and Four Key Questions to Watch
As the Federal Reserve prepares to potentially cut interest rates by a quarter of a percentage point this Thursday, it brings a ripple of opportunity—and questions. For many, a rate cut hints at more accessible borrowing costs, potentially sparking new momentum in homebuying,...

Oct
30
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Debunking Scary Myths About Buying a Home
Thinking about buying a home but spooked by the “scary” stories out there? Let’s face it: the home-buying journey can seem like a haunted house of myths and misunderstandings. But don’t let these myths frighten you off! Here’s a look at the top spooky...